Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,220 4,220 4.22
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,220 Short Term Not Applicable 1,266 2,954

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.33 8.99 8.15 6.77 7.02 6.98
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.21 8.22 7.64 5.62 6.88 6.55
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.13 7.65 7.59 6.34 8.07 8.31
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 6.96 7.11 6.57 4.7 - 5.9
JM Dynamic Debt Reg Gr 25-06-2003 0.98 6.8 7.47 7.03 5.54 6.49 6.62
ABSL Dynamic Bond Gr Reg 27-09-2004 1.14 6.6 7.76 7.42 6.65 6.29 7.58
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.14 6.6 7.75 7.42 6.65 6.28 7.32
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.57 7.75 7.24 5.57 7.34 7.83
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 5.89 7.28 6.93 8.33 6.66 7.67
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 5.77 7.09 6.65 4.65 - 5.18
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 5.67 7.46 7.37 6.0 - 6.77
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 5.27 7.08 6.82 4.89 6.73 5.83
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.25 7.37 7.0 5.38 7.54 7.88
SBI Dynamic Bond Reg Gr 10-02-2004 1.38 5.17 6.99 7.0 5.46 7.37 6.04
PGIM India Dynamic Bond Gr 12-01-2012 1.65 4.84 6.92 6.63 4.94 6.83 7.25
HDFC Dynamic Debt Gr 28-04-1997 1.41 4.22 6.51 6.52 5.77 6.13 7.97
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 4.17 6.18 6.4 4.81 6.22 7.42
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 3.97 6.21 6.07 - - 5.32
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 3.54 5.21 5.32 4.42 - 5.57
DSP Strategic Bond Reg Gr 16-05-2007 1.21 3.44 6.8 7.2 5.13 6.86 6.74
Union Dynamic Bond Gr 13-02-2012 1.57 3.39 5.97 6.12 4.14 5.77 6.26
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.76 3.15 5.5 5.5 4.07 6.02 6.7
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.99 6.55 6.48 4.5 6.86 7.44